Individuals & families
ACA Marketplace plans with help checking for tax credits that lower your premium, plus private plan options if ACA isn't the right fit.
ACA · Marketplace · Private
Why choose us?
Coverage built around your needs, because we know what works
We treat every client like a friend or family member who called us for help. You get the best coverage for your situation, and if the plan you already have is the right fit, we'll tell you.
Ages 65+ with Medicare
Already on Medicare? We have supplemental plan options that help with everyday costs Medicare sometimes doesn't cover, like dental, vision, doctor visits, and prescriptions.
Dental · Vision · Doctor visits · RxSelf-employed & gap coverage
Coverage that follows you between contracts, plus dental and vision so nothing falls through the gaps.
Individual · Dental · Vision
What you pay us
Our help is free. Your premium is the same as buying direct.
Insurance carriers pay licensed agents, so you get a real person comparing plans for you without paying extra for it. Marketplace premiums are set by the carrier and don't change based on who helps you enroll.
- No fees
- No obligation to enroll
- Help all year, not just in fall
How it works
From "I have no idea" to covered, in three steps
-
Tell us about you
A short call or form: who needs coverage, your doctors, your prescriptions, and your budget.
About 10 minutes -
We compare the plans
We line up options from multiple carriers and walk you through premiums, deductibles, and networks in plain terms.
Same day -
Enroll, then call us anytime
We handle the application. After that, we're your first call for billing questions, claims, and renewals.
All year
About me
Hi, I'm Roman. I started Rosavo so nobody has to guess when enrolling in health insurance.
Rosavo is an independent agency, which means we work for you, not for one insurance company. We compare plans across carriers, explain the tradeoffs in clear language, and make an expert suggestion that meets all of your coverage needs.
- NPN
- 21479160
Marketplace plan tiers, explained
Bronze, Silver, Gold, Platinum. Here's what the metals mean.
Marketplace plans are grouped by how much of an average person's care costs the plan covers. A lower tier means a lower monthly premium but more out of pocket when you use care.
Silver is the only tier where cost-sharing reductions apply, which can make it the best value if you qualify. That's the kind of detail we check for you.
Bronze
Silver
Gold
Platinum
Frequently Asked Questions
Things people ask before they call
Does it cost more to use an agent?
No. Carriers pay us, and Marketplace premiums are the same whether you enroll yourself or with an agent.
Can you check if my doctor is in network?
Yes. Send us your doctors and prescriptions and we'll check each plan's network and prescription list before recommending anything.
What if I miss open enrollment?
Life events like moving, losing job-based coverage, marriage, or a new baby can open a Special Enrollment Period. We'll tell you if you qualify.
Do you only help during enrollment season?
No. Billing issues, claim denials, and questions about a bill come up all year, and we're your first call for all of them.
Free quote
Get your options before Nov 1.
Tell us a little about who needs coverage. A licensed agent will reach out within one business day. No spam, no pressure.