/* Single deliberate light look: a real agency site ships one brand palette. */
  :root {
    color-scheme: light;
    --ink: #0A0A0B;        /* brand black */
    --ink-2: #19191B;
    --paper: #F5F5F2;      /* soft gallery white */
    --white: #FFFFFF;
    --rose: #0A0A0B;       /* accent on light: black */
    --rose-lit: #FFFFFF;   /* accent on dark: white */
    --sage: #2E2E30;
    --sage-soft: #ECECE8;
    --slate: #5E5E5B;
    --line: #DDDDD8;
    --display: "Newsreader", Georgia, serif;
    --body: "Manrope", system-ui, -apple-system, "Segoe UI", sans-serif;
    --mono: "IBM Plex Mono", ui-monospace, "SFMono-Regular", Menlo, monospace;
    --wrap: 1160px;
  }
  * { box-sizing: border-box; }
  body {
    margin: 0;
    background: var(--paper);
    color: var(--ink);
    font: 400 17px/1.6 var(--body);
    -webkit-font-smoothing: antialiased;
  }
  h1, h2, h3 { font-family: var(--display); font-weight: 500; line-height: 1.1; margin: 0; text-wrap: balance; letter-spacing: -0.01em; }
  p { margin: 0; }
  a { color: inherit; }
  :focus-visible { outline: 3px solid var(--rose); outline-offset: 3px; border-radius: 4px; }
  .wrap { max-width: var(--wrap); margin: 0 auto; padding-inline: clamp(16px, 4vw, 40px); }
  .eyebrow { font: 600 12px/1 var(--body); letter-spacing: 0.14em; text-transform: uppercase; color: var(--rose); }
  .ph { background: #FFF3C4; color: #6B5300; padding: 0 4px; border-radius: 3px; font-style: normal; white-space: nowrap; }

  /* Buttons */
  .btn {
    display: inline-flex; align-items: center; gap: 10px; justify-content: center;
    font: 600 16px/1 var(--body); text-decoration: none; border: 0; cursor: pointer;
    padding: 16px 24px; border-radius: 999px; transition: transform .15s ease, background .15s ease;
  }
  .btn:hover { transform: translateY(-1px); }
  .btn-rose { background: #FFFFFF; color: #0A0A0B; box-shadow: 0 10px 40px -12px rgba(255,255,255,.45); }
  .btn-rose:hover { background: #E9E9E6; }
  .btn-ghost { background: transparent; color: #fff; box-shadow: inset 0 0 0 1.5px rgba(255,255,255,.35); }
  .btn-ghost:hover { box-shadow: inset 0 0 0 1.5px #fff; }

  /* Nav + hero share the navy field */
  .top { background: #050505; color: #fff; position: relative; z-index: 50; overflow: hidden; }
  /* Night-sky aura over the ocean: soft white glows that drift slowly */
  .aura { position: absolute; inset: 0; z-index: -2; pointer-events: none; filter: blur(70px); }
  .aura span { position: absolute; border-radius: 50%; background: radial-gradient(circle, rgba(255,255,255,.9) 0%, rgba(255,255,255,0) 68%); animation: drift 22s ease-in-out infinite alternate; }
  .aura span:nth-child(1) { width: 640px; height: 640px; right: -120px; top: -180px; opacity: .34; }
  .aura span:nth-child(2) { width: 520px; height: 360px; right: 18%; bottom: -120px; opacity: .22; animation-duration: 28s; animation-delay: -8s; }
  .aura span:nth-child(3) { width: 420px; height: 420px; left: -160px; top: 30%; opacity: .12; animation-duration: 34s; animation-delay: -14s; }
  @keyframes drift { from { transform: translate3d(0,0,0) scale(1); } to { transform: translate3d(-60px, 40px, 0) scale(1.12); } }
  .grain { position: absolute; inset: 0; z-index: -1; pointer-events: none; opacity: .09; mix-blend-mode: overlay;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='180'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E"); }
  /* The Atlantic horizon at night: one lit line */
  .horizon { position: absolute; left: 0; right: 0; bottom: 64px; height: 1px; z-index: -1; pointer-events: none;
    background: linear-gradient(90deg, transparent 0%, rgba(255,255,255,.12) 15%, rgba(255,255,255,.7) 62%, rgba(255,255,255,.12) 90%, transparent 100%);
    box-shadow: 0 0 22px 1px rgba(255,255,255,.28); }
  .horizon::after { content: ""; position: absolute; left: 0; right: 0; top: 1px; height: 64px;
    background: linear-gradient(180deg, rgba(255,255,255,.05), transparent); }
  nav { position: relative; display: flex; align-items: center; justify-content: space-between; gap: 16px; padding-block: 22px; }
  .logo { display: flex; align-items: center; gap: 10px; text-decoration: none; }
  .wordmark { font: 500 15px/1 var(--body); letter-spacing: .42em; text-transform: uppercase; padding-left: .42em; }
  .logo-img { height: 46px; width: auto; display: block; }
  footer .logo-img { height: 52px; }
  /* The palm-and-wave R from the logo, huge and faint, like a shadow on the sand */
  .hero-mark { position: absolute; z-index: -1; pointer-events: none; right: -4%; top: 6%; width: min(760px, 62vw); aspect-ratio: 223 / 220; background: url("mark-white.png") center / contain no-repeat; opacity: .055; }
  .logo-mark { width: 30px; height: 30px; }
  .nav-links { display: flex; gap: 28px; font: 500 15px/1 var(--body); }
  .nav-links a { text-decoration: none; opacity: .8; }
  .nav-links a:hover { opacity: 1; }
  .nav-cta { display: flex; align-items: center; gap: 18px; }
  .nav-phone { font: 500 14px/1 var(--mono); opacity: .85; text-decoration: none; }
  .quote-contact a { text-decoration: none; color: #fff; }
  .nav-cta .btn { padding: 12px 18px; font-size: 15px; }

  .hero { position: relative; display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; align-items: center; padding-block: 72px 132px; }
  .oe-chip {
    display: inline-flex; align-items: center; gap: 10px; flex-wrap: wrap;
    font: 500 13px/1.3 var(--body); color: #fff; background: rgba(255,255,255,.08);
    border: 1px solid rgba(255,255,255,.14); padding: 8px 14px 8px 10px; border-radius: 999px;
  }
  .oe-chip .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--rose-lit); box-shadow: 0 0 0 4px rgba(255,255,255,.18); }
  .oe-chip b { font: 500 13px/1 var(--mono); color: var(--rose-lit); }
  .hero h1 { font-size: clamp(50px, 7.4vw, 104px); line-height: .98; font-weight: 500; letter-spacing: -0.025em; margin-top: 22px; }
  .hero h1 em { font-style: italic; font-weight: 400; display: block; background: linear-gradient(100deg, #FFFFFF 20%, #9B9B97 55%, #FFFFFF 85%); -webkit-background-clip: text; background-clip: text; color: transparent; }
  .locale { display: flex; align-items: center; gap: 14px; flex-wrap: wrap; font: 600 12px/1 var(--body); letter-spacing: .22em; text-transform: uppercase; color: #fff; }
  .locale::before { content: ""; width: 36px; height: 1px; background: rgba(255,255,255,.6); }
  .locale .coords { font: 400 12px/1 var(--mono); letter-spacing: .04em; text-transform: none; color: #8F8F8B; }
  .hero-note { display: flex; align-items: center; gap: 10px 16px; flex-wrap: wrap; margin-top: 22px; }
  .hero-note .quick { font-size: 13.5px; color: #8F8F8B; }
  .hero-lede { font-size: 19px; color: #C9C9C6; max-width: 34em; margin-top: 22px; }
  .hero-ctas { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 34px; }
  .hero-proof { display: flex; gap: 12px 28px; flex-wrap: wrap; margin-top: 36px; padding: 0; list-style: none; font: 500 14px/1.3 var(--body); color: #C9C9C6; }
  .hero-proof li { display: flex; align-items: center; gap: 8px; }
  .hero-proof svg { flex: none; }

  /* The member card: the one bold object on the page */
  .card-stage { display: grid; place-items: center; perspective: 1200px; }
  .member-card {
    width: min(100%, 440px); aspect-ratio: 1.586; max-width: 100%;
    border-radius: 22px; padding: 26px 28px; color: var(--ink);
    background:
      linear-gradient(115deg, transparent 30%, rgba(255,255,255,.75) 45%, transparent 60%),
      linear-gradient(160deg, #F7F8F9 0%, #D5DADF 38%, #EEF0F2 62%, #BFC6CD 100%);
    box-shadow: 0 40px 80px -30px rgba(0,0,0,.55), 0 0 0 1px rgba(255,255,255,.6) inset;
    display: grid; grid-template-rows: auto 1fr auto; gap: 10px;
    transform: rotate(-5deg); transition: transform .5s cubic-bezier(.2,.8,.2,1);
    position: relative;
  }
  /* 3D tilt + light sheen, driven by site.js */
  .member-card { transform: rotateX(var(--rx, 0deg)) rotateY(var(--ry, 0deg)) rotate(-5deg); transform-style: preserve-3d; will-change: transform; }
  .member-card.is-tilting { transition: transform .12s ease-out; transform: rotateX(var(--rx, 0deg)) rotateY(var(--ry, 0deg)) rotate(-1deg) translateZ(20px); }
  .member-card::before { content: ""; position: absolute; inset: 0; border-radius: inherit; pointer-events: none; opacity: 0; transition: opacity .3s ease;
    background: radial-gradient(circle at var(--mx, 50%) var(--my, 50%), rgba(255,255,255,.85) 0%, rgba(255,255,255,0) 45%); mix-blend-mode: soft-light; }
  .member-card.is-tilting::before { opacity: 1; }
  @media (pointer: coarse) { .member-card { animation: bob 7s ease-in-out infinite; } }
  @keyframes bob { 0%,100% { transform: rotate(-5deg) translateY(0); } 50% { transform: rotate(-3.5deg) translateY(-8px); } }
  .card-holder { position: relative; width: min(100%, 440px); max-width: 100%; }
  .card-back {
    position: absolute; right: -18px; bottom: -22px; width: 78%; height: 78%;
    border-radius: 22px; transform: rotate(9deg);
    background: linear-gradient(160deg, rgba(255,255,255,.14), rgba(255,255,255,.02));
    border: 1px solid rgba(255,255,255,.22); backdrop-filter: blur(6px);
  }
  .card-holder .member-card { position: relative; width: 100%; }
  .mc-head { display: flex; justify-content: space-between; align-items: flex-start; }
  .mc-brand { font: 600 11px/1 var(--body); letter-spacing: .14em; text-transform: uppercase; color: var(--slate); padding-top: 6px; }
  .mc-tier { font: 600 11px/1 var(--body); letter-spacing: .14em; text-transform: uppercase; color: #F4F6F8; background: linear-gradient(135deg, #5E6A75, #2E3A45); padding: 6px 9px; border-radius: 6px; box-shadow: inset 0 1px 0 rgba(255,255,255,.25); }
  .mc-member { align-self: end; }
  .mc-label { font: 600 10px/1 var(--body); letter-spacing: .14em; text-transform: uppercase; color: var(--slate); }
  .mc-name { font: 400 24px/1.2 var(--display); margin-top: 6px; }
  .mc-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; border-top: 1px dashed #9EA8B1; padding-top: 12px; }
  .mc-val { font: 500 15px/1.2 var(--mono); margin-top: 5px; font-variant-numeric: tabular-nums; }
  .card-caption { margin-top: 44px; font: 400 13px/1.4 var(--body); color: #8F8F8B; text-align: center; max-width: 28em; }

  /* Enrollment calendar strip */
  .dates { background: var(--white); border-bottom: 1px solid var(--line); }
  .dates-row { display: grid; grid-template-columns: 220px repeat(3, 1fr); }
  .dates-row > div { padding-block: 26px; padding-inline: 24px; border-left: 1px solid var(--line); }
  .dates-row > div:first-child { border-left: 0; padding-left: 0; display: flex; align-items: center; }
  .dates h2 { font-size: 22px; }
  .date-range { font: 500 15px/1.2 var(--mono); color: var(--rose); font-variant-numeric: tabular-nums; }
  .date-what { font: 600 16px/1.3 var(--body); margin-top: 6px; }
  .date-note { font-size: 14px; color: var(--slate); margin-top: 4px; }

  section.block { padding-block: clamp(64px, 9vw, 112px); }
  .section-head { display: grid; gap: 14px; max-width: 40em; margin-bottom: 48px; }
  .section-head h2 { font-size: clamp(32px, 4vw, 48px); }
  .section-head p { color: var(--slate); font-size: 18px; }

  /* Who we help */
  .audiences { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: 18px; overflow: hidden; }
  .aud { background: var(--white); padding: 30px 26px 28px; display: grid; grid-template-rows: auto auto 1fr auto; gap: 12px; transition: background .2s ease; }
  .aud:hover { background: #FBFCFB; }
  .aud-icon { width: 44px; height: 44px; border-radius: 12px; background: var(--sage-soft); display: grid; place-items: center; }
  .aud h3 { font-size: 23px; }
  .aud p { color: var(--slate); font-size: 15.5px; }
  .aud-tag { font: 500 12.5px/1.3 var(--mono); color: var(--sage); }

  /* $0 statement */
  .zero { background: #050505; color: #fff; }
  .zero-grid { display: grid; grid-template-columns: auto 1fr; gap: clamp(32px, 6vw, 88px); align-items: center; }
  .zero-num { font: italic 400 clamp(120px, 18vw, 230px)/.85 var(--display); color: var(--rose-lit); letter-spacing: -0.04em; }
  .zero-num sup { font-size: .38em; vertical-align: .95em; margin-right: .04em; }
  .zero h2 { font-size: clamp(30px, 3.6vw, 44px); }
  .zero p { color: #C9C9C6; margin-top: 18px; max-width: 36em; font-size: 18px; }
  .zero-list { display: grid; grid-template-columns: repeat(3, auto); justify-content: start; gap: 10px 28px; margin: 28px 0 0; padding: 0; list-style: none; font: 500 15px/1.3 var(--body); }
  .zero-list li { display: flex; gap: 8px; align-items: center; }

  /* How it works: a real sequence, so numbering is honest */
  .steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; counter-reset: step; list-style: none; padding: 0; margin: 0; }
  .step { position: relative; padding-top: 30px; border-top: 2px solid var(--ink); }
  .step::before { counter-increment: step; content: "Step " counter(step); font: 500 13px/1 var(--mono); color: var(--rose); position: absolute; top: 12px; }
  .step h3 { font-size: 26px; margin-top: 18px; }
  .step p { color: var(--slate); margin-top: 10px; }
  .step .time { display: inline-block; margin-top: 14px; font: 500 13px/1 var(--mono); color: var(--sage); background: var(--sage-soft); padding: 6px 9px; border-radius: 6px; }

  /* Metal tiers explainer */
  .tiers-wrap { display: grid; grid-template-columns: .9fr 1.1fr; gap: 56px; align-items: center; }
  .tiers { background: var(--white); border: 1px solid var(--line); border-radius: 18px; padding: 28px; display: grid; gap: 18px; }
  .tier { display: grid; grid-template-columns: 88px 1fr; gap: 16px; align-items: center; }
  .tier-name { font: 600 15px/1.2 var(--body); display: flex; align-items: center; gap: 8px; }
  .tier-swatch { width: 12px; height: 12px; border-radius: 3px; flex: none; }
  .bar { display: flex; height: 34px; border-radius: 8px; overflow: hidden; font: 500 13px/34px var(--mono); font-variant-numeric: tabular-nums; }
  .bar .plan { background: var(--ink); color: #fff; padding-left: 12px; white-space: nowrap; }
  .bar .you { background: #E7E7E3; color: var(--rose); padding-left: 10px; flex: 1; white-space: nowrap; overflow: hidden; }
  .tiers-legend { display: flex; gap: 20px; flex-wrap: wrap; font-size: 13.5px; color: var(--slate); border-top: 1px solid var(--line); padding-top: 16px; }
  .tiers-legend span { display: inline-flex; align-items: center; gap: 8px; }
  .tiers-legend i { width: 12px; height: 12px; border-radius: 3px; display: inline-block; }
  .tiers-copy p + p { margin-top: 14px; }
  .tiers-copy p { color: var(--slate); }

  /* Reviews (placeholders) */
  .reviews { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
  .review { background: var(--white); border: 1px solid var(--line); border-radius: 18px; padding: 28px; display: grid; grid-template-rows: auto 1fr auto; gap: 16px; }
  .stars { color: var(--rose); letter-spacing: 3px; font-size: 16px; }
  .review blockquote { margin: 0; font: 400 20px/1.4 var(--display); }
  .review cite { font: 500 14px/1.3 var(--body); font-style: normal; color: var(--slate); }
  .reviews-note { margin-top: 20px; font-size: 14px; color: var(--slate); }

  /* About the agent */
  .agent { display: grid; grid-template-columns: 380px 1fr; gap: 56px; align-items: center; }
  .portrait {
    aspect-ratio: 4/5; max-width: 100%; border-radius: 20px; background:
      linear-gradient(160deg, var(--ink-2), var(--ink)); color: #8F8F8B;
    display: grid; place-items: center; text-align: center; font-size: 14px; padding: 24px; position: relative;
  }
  .portrait::after { content: ""; position: absolute; left: -14px; bottom: -14px; width: 46%; height: 30%; border-radius: 16px; background: var(--sage-soft); z-index: -1; }
  .agent-copy p { color: var(--slate); margin-top: 16px; max-width: 38em; }
  .agent.no-photo { grid-template-columns: 1fr; }
  .agent.no-photo h2 { max-width: 18em; }
  .creds { display: grid; grid-template-columns: repeat(3, auto); justify-content: start; gap: 12px 40px; margin-top: 28px; }
  .creds dt { font: 600 11px/1 var(--body); letter-spacing: .14em; text-transform: uppercase; color: var(--slate); }
  .creds dd { margin: 6px 0 0; font: 500 16px/1.3 var(--mono); }

  /* FAQ */
  .faq { max-width: 820px; }
  .faq details { border-top: 1px solid var(--line); }
  .faq details:last-child { border-bottom: 1px solid var(--line); }
  .faq summary { list-style: none; cursor: pointer; padding-block: 22px; display: flex; justify-content: space-between; gap: 20px; font: 400 21px/1.3 var(--display); }
  .faq summary::-webkit-details-marker { display: none; }
  .faq summary::after { content: "+"; font: 400 26px/1 var(--body); color: var(--rose); transition: transform .2s ease; }
  .faq details[open] summary::after { transform: rotate(45deg); }
  .faq details p { color: var(--slate); padding-bottom: 22px; max-width: 42em; }

  /* Quote form */
  .quote { background: var(--ink); color: #fff; border-radius: 28px; padding: clamp(28px, 5vw, 64px); display: grid; grid-template-columns: 1fr 1fr; gap: 48px; }
  .quote h2 { font-size: clamp(32px, 4vw, 50px); }
  .quote h2 em { font-style: normal; color: var(--rose-lit); }
  .quote-lede { color: #C9C9C6; margin-top: 16px; }
  .quote-contact { margin-top: 32px; display: grid; gap: 6px; font: 500 15px/1.4 var(--mono); color: #C9C9C6; }
  form { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; align-content: start; }
  .field { display: grid; gap: 6px; }
  .field.full { grid-column: 1 / -1; }
  label { font: 600 13px/1 var(--body); color: #C9C9C6; }
  input, select {
    font: 400 16px/1.2 var(--body); color: var(--ink); background: #fff; border: 0;
    border-radius: 12px; padding: 14px 14px; width: 100%;
  }
  select { appearance: none; background-image: linear-gradient(45deg, transparent 50%, var(--slate) 50%), linear-gradient(135deg, var(--slate) 50%, transparent 50%); background-position: calc(100% - 20px) 50%, calc(100% - 15px) 50%; background-size: 5px 5px; background-repeat: no-repeat; }
  form .btn { grid-column: 1 / -1; margin-top: 6px; }
  .form-fine { grid-column: 1 / -1; font-size: 12.5px; color: #8F8F8B; }
  .form-msg { grid-column: 1 / -1; font-size: 14px; color: var(--rose-lit); }

  footer { padding-block: 56px 40px; font-size: 13.5px; color: var(--slate); }
  .foot-top { display: flex; justify-content: space-between; gap: 24px; flex-wrap: wrap; align-items: center; padding-bottom: 28px; border-bottom: 1px solid var(--line); }
  .foot-top .logo { color: var(--ink); }
  .foot-links { display: flex; gap: 24px; flex-wrap: wrap; }
  .foot-links a { text-decoration: none; }
  .fine { margin-top: 24px; max-width: 80em; line-height: 1.6; }

  @media (max-width: 980px) {
    .nav-links, .nav-phone { display: none; }
    .hero { grid-template-columns: 1fr; padding-block: 32px 72px; }
    .card-stage { margin-top: 12px; }
    .dates-row { grid-template-columns: 1fr; }
    .dates-row > div { border-left: 0; border-top: 1px solid var(--line); padding-inline: 0; padding-block: 18px; }
    .dates-row > div:first-child { border-top: 0; }
    .audiences { grid-template-columns: repeat(3, 1fr); }
    .zero-grid, .tiers-wrap, .agent, .quote { grid-template-columns: 1fr; }
    .steps, .reviews { grid-template-columns: 1fr; }
    .agent { gap: 36px; }
    .portrait { max-width: 360px; }
  }
  @media (max-width: 560px) {
    body { font-size: 16px; }
    .audiences { grid-template-columns: 1fr; }
    .zero-list, .creds { grid-template-columns: 1fr; }
    form { grid-template-columns: 1fr; }
    .hero-ctas .btn { width: 100%; }
    .member-card { padding: 20px; border-radius: 18px; }
    .mc-name { font-size: 20px; }
    .mc-val { font-size: 13px; }
    .tier { grid-template-columns: 1fr; gap: 6px; }
    .nav-cta .btn { padding: 11px 14px; font-size: 14px; }
  }
  @media (prefers-reduced-motion: reduce) {
    *, *::before, *::after { transition: none !important; }
    .member-card, .card-stage:hover .member-card { transform: rotate(-3deg); }
  }

  .form-ok { grid-column: 1 / -1; background: rgba(63,122,104,.18); border: 1px solid rgba(143,208,184,.35); color: #D6F0E6; padding: 14px 16px; border-radius: 12px; font-size: 15px; }
  .form-err { grid-column: 1 / -1; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.35); color: #fff; padding: 12px 16px; border-radius: 12px; font-size: 14.5px; }
  .hp { position: absolute; left: -10000px; width: 1px; height: 1px; overflow: hidden; }
  .portrait img { width: 100%; height: 100%; object-fit: cover; border-radius: 20px; position: absolute; inset: 0; }
  .admin-link { opacity: .7; }
  .reviews-note a { color: var(--rose); font-weight: 600; }
  body { margin: 0; }
  html { scroll-behavior: smooth; scroll-padding-top: 100px; }
  @media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

  @media (prefers-reduced-motion: reduce) { .aura span { animation: none; } }
  @media (max-width: 560px) {
    .hero h1 { font-size: 54px; }
    .aura span:nth-child(1) { width: 420px; height: 420px; right: -160px; top: -120px; }
    .horizon { bottom: 40px; }
    .hero { padding-block: 40px 96px; }
    .logo-img { height: 36px; }
    .hero-mark { width: 120vw; right: -45vw; top: 4%; opacity: .05; }
  }

  /* ---------- Motion layer (site.js) ---------- */
  .top { padding-top: 92px; }
  .top nav { position: fixed; top: 0; left: 0; right: 0; z-index: 60;
    padding-top: calc(22px + env(safe-area-inset-top, 0px)); padding-bottom: 22px;
    padding-inline: max(clamp(16px, 4vw, 40px), calc((100% - 1160px) / 2 + clamp(16px, 4vw, 40px)));
    transition: background .35s ease, padding .35s ease, border-color .35s ease, backdrop-filter .35s ease; border-bottom: 1px solid transparent; }
  .top nav.is-scrolled { background: #060606; -webkit-backdrop-filter: blur(16px) saturate(150%); backdrop-filter: blur(16px) saturate(150%);
    border-bottom-color: rgba(255,255,255,.08); padding-top: calc(12px + env(safe-area-inset-top, 0px)); padding-bottom: 12px; }
  .top nav.is-scrolled .logo-img { height: 38px; }
  .logo-img { transition: height .35s ease; }

  .waves { position: absolute; left: 0; right: 0; bottom: 0; width: 100%; height: 170px; z-index: -1; pointer-events: none; display: block; }
  .horizon { bottom: 170px; }
  @media (max-width: 560px) { .waves { height: 120px; } .horizon { bottom: 120px !important; } }

  .aura, .hero-mark { transition: translate .6s cubic-bezier(.2,.8,.2,1); }
  .aura { translate: calc(var(--px, 0) * -40px) calc(var(--py, 0) * -30px); }
  .hero-mark { translate: calc(var(--px, 0) * 22px) calc(var(--py, 0) * 16px); }

  .hero h1.is-split .w { display: inline-block; overflow: hidden; vertical-align: bottom; padding-bottom: .08em; margin-bottom: -.08em; }
  .hero h1.is-split .w > span { display: inline-block; animation: rise 1s cubic-bezier(.2,.8,.2,1) both; }
  @keyframes rise { from { transform: translateY(105%); } to { transform: translateY(0); } }
  .hero h1 em { background-size: 220% 100%; animation: sheen 9s ease-in-out infinite; }
  .hero h1.is-split em { animation: sheen 9s ease-in-out infinite, riseBlock 1.1s cubic-bezier(.2,.8,.2,1) both; animation-delay: 0s, var(--d, .3s); }
  @keyframes riseBlock { from { clip-path: inset(0 0 100% 0); transform: translateY(40%); } to { clip-path: inset(0 0 -20% 0); transform: none; } }
  @keyframes sheen { 0%,100% { background-position: 0% 0; } 50% { background-position: 100% 0; } }

  .btn-rose { transition: transform .25s cubic-bezier(.2,.8,.2,1), background .15s ease, box-shadow .25s ease; }
  .btn-rose:hover { box-shadow: 0 14px 50px -10px rgba(255,255,255,.6); }

  .reveal { opacity: 0; transform: translateY(26px); transition: opacity .8s cubic-bezier(.2,.8,.2,1), transform .8s cubic-bezier(.2,.8,.2,1); }
  .reveal.is-in { opacity: 1; transform: none; }

  @media (max-width: 980px) { .top { padding-top: 80px; } }
  @media (prefers-reduced-motion: reduce) {
    .member-card { animation: none !important; }
    .hero h1 em { animation: none; }
    .aura, .hero-mark { translate: none; }
  }

  /* ---------- Color layer: Miami sunset over an aqua sea, on the black & white brand ---------- */
  :root {
    --sea: #2DD4BF;        /* Biscayne aqua */
    --sea-deep: #0F766E;   /* aqua that reads on white */
    --sun: #FF8A5B;        /* sunset coral */
    --gold: #FFC56E;       /* golden hour */
    --rose: #0F766E;       /* accent on light */
    --rose-lit: #5EEAD4;   /* accent on dark */
    --sage: #115E59;
    --sage-soft: #E2F3F0;
    --sunset: linear-gradient(100deg, var(--gold) 0%, var(--sun) 60%, #FF6B5E 100%);
  }
  .aura span:nth-child(1) { background: radial-gradient(circle, rgba(255,138,91,.95) 0%, rgba(255,138,91,0) 68%); opacity: .42; }
  .aura span:nth-child(2) { background: radial-gradient(circle, rgba(45,212,191,.95) 0%, rgba(45,212,191,0) 68%); opacity: .34; }
  .aura span:nth-child(3) { background: radial-gradient(circle, rgba(255,197,110,.9) 0%, rgba(255,197,110,0) 68%); opacity: .14; }
  .horizon { background: linear-gradient(90deg, transparent 0%, rgba(45,212,191,.25) 12%, rgba(255,197,110,.9) 55%, rgba(255,138,91,.8) 70%, rgba(255,138,91,.1) 92%, transparent 100%);
    box-shadow: 0 0 26px 2px rgba(255,138,91,.35); }
  .horizon::after { background: linear-gradient(180deg, rgba(255,160,100,.10), transparent); }
  .hero h1 em { background-image: linear-gradient(100deg, var(--gold) 0%, var(--sun) 35%, #FF6B5E 55%, var(--sun) 75%, var(--gold) 100%); }
  .locale::before { background: linear-gradient(90deg, var(--sea), var(--sun)); }
  .oe-chip .dot { background: var(--sea); box-shadow: 0 0 0 4px rgba(45,212,191,.22); animation: pulse 2.4s ease-out infinite; }
  .oe-chip b { color: var(--rose-lit); }
  @keyframes pulse { 0% { box-shadow: 0 0 0 0 rgba(45,212,191,.55); } 100% { box-shadow: 0 0 0 10px rgba(45,212,191,0); } }
  .btn-rose { box-shadow: 0 10px 40px -12px rgba(255,138,91,.55); }
  .btn-rose:hover { background: #FFFFFF; box-shadow: 0 14px 50px -8px rgba(255,138,91,.75), 0 0 0 1px rgba(255,197,110,.6); }
  .btn-ghost:hover { box-shadow: inset 0 0 0 1.5px var(--sea); color: var(--rose-lit); }
  .top nav.is-scrolled { border-bottom: 1px solid transparent; border-image: linear-gradient(90deg, transparent, rgba(45,212,191,.5), rgba(255,138,91,.5), transparent) 1; }
  .aud-icon { background: linear-gradient(140deg, #E2F3F0, #FFEDE3); color: var(--sea-deep); }
  .aud-icon svg * { stroke: var(--sea-deep); }
  .zero { background: radial-gradient(900px 420px at 12% 70%, rgba(255,138,91,.16), transparent 70%), radial-gradient(800px 420px at 90% 10%, rgba(45,212,191,.14), transparent 70%), #050505; }
  .zero-num { background: var(--sunset); -webkit-background-clip: text; background-clip: text; color: transparent; padding-right: .08em; }
  .quote { background: radial-gradient(700px 360px at 100% 0%, rgba(45,212,191,.18), transparent 70%), radial-gradient(700px 360px at 0% 100%, rgba(255,138,91,.18), transparent 70%), var(--ink); }
  .quote h2 em { background: var(--sunset); -webkit-background-clip: text; background-clip: text; color: transparent; }
  .stars { color: #F5A524; }
  .bar .plan { background: linear-gradient(90deg, var(--sea-deep), #14928A); }
  .eyebrow { color: var(--sea-deep); }
  .top .eyebrow, .zero .eyebrow, .quote .eyebrow { color: var(--rose-lit); }
  .hero-proof svg * { stroke: var(--rose-lit); }

  /* ---------- 2027 Open Enrollment prep ---------- */
  .nav-prep .short { display: none; }
  @media (max-width: 1240px) { .nav-prep .long { display: none; } .nav-prep .short { display: inline; } }
  .prepare { scroll-margin-top: 0; }
  .prep-grid { display: grid; grid-template-columns: 5fr 7fr; gap: clamp(32px, 6vw, 80px); align-items: start; }
  .prep-intro { position: sticky; top: 110px; }
  .prep-intro h2 { font-size: clamp(32px, 4vw, 50px); margin-top: 14px; }
  .prep-intro > p { color: var(--slate); margin-top: 18px; font-size: 18px; }
  .prep-intro .btn { margin-top: 26px; }
  .prep-note { margin-top: 16px; font: 600 14px/1.4 var(--body); color: var(--sea-deep); }
  .btn-dark { background: var(--ink); color: #fff; box-shadow: 0 12px 34px -14px rgba(255,138,91,.7); }
  .btn-dark:hover { background: #1c1c1e; }
  .prep-list { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
  .prep-list li { display: flex; gap: 14px; background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 20px; transition: transform .2s ease, box-shadow .2s ease; }
  .prep-list li:hover { transform: translateY(-2px); box-shadow: 0 18px 40px -24px rgba(15,118,110,.45); }
  .prep-check { flex: none; width: 26px; height: 26px; border-radius: 50%; display: grid; place-items: center; color: #fff; background: linear-gradient(135deg, var(--sea), var(--sea-deep)); }
  .prep-list h3 { font-size: 20px; }
  .prep-list p { color: var(--slate); font-size: 15px; margin-top: 6px; line-height: 1.5; }
  @media (max-width: 980px) { .prep-grid { grid-template-columns: 1fr; } .prep-intro { position: static; } .prep-list { grid-template-columns: 1fr; } }
  @media (max-width: 440px) { .top nav .logo-img { height: 32px; } .nav-cta .btn.nav-prep { padding: 10px 13px; font-size: 13.5px; white-space: nowrap; } }
  html, body { overflow-x: clip; }

  /* ---------- Open enrollment countdown in the menu bar ---------- */
  .nav-oe { white-space: nowrap; flex-wrap: nowrap; padding: 9px 14px 9px 12px; }
  .nav-oe b { font-variant-numeric: tabular-nums; }
  .top nav .nav-links a, .nav-cta .btn { white-space: nowrap; }
  @media (min-width: 981px) { .top nav .nav-links { gap: 22px; } .top nav .nav-cta { gap: 12px; } .nav-oe { font-size: 12.5px; } .nav-oe b { font-size: 12.5px; } }
  @media (max-width: 980px) {
    .top nav { flex-wrap: wrap; row-gap: 10px; }
    .top nav .nav-cta { display: contents; }
    .nav-oe { order: 3; flex: 1 0 100%; justify-content: center; font-size: 12.5px; padding: 7px 12px; }
    .top { padding-top: 124px; }
  }
  .nav-oe .oe-s { display: none; }
  @media (min-width: 981px) { .nav-oe .oe-l { display: none; } .nav-oe .oe-s { display: inline; } .top nav .nav-cta .btn { font-size: 14px; padding: 11px 16px; } .top nav .nav-links { gap: 20px; } }
  .portrait img.portrait-mark { position: static; inset: auto; width: 44%; height: auto; object-fit: contain; border-radius: 0; opacity: .9; }

/* Privacy policy and other legal pages */
.legal-top { border-bottom: 1px solid var(--line); background: var(--paper); }
.legal-top .wrap { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding-block: 18px; }
.legal-top .logo { color: var(--ink); }
.legal-top .logo-img { height: 44px; }
.legal-back { font-size: 15px; color: var(--slate); text-decoration: none; }
.legal-back:hover { color: var(--ink); }
.legal { max-width: 760px; padding-block: 56px 24px; }
.legal h1 { font-size: clamp(38px, 5vw, 56px); margin-top: 12px; }
.legal-updated { color: var(--slate); font-size: 14px; margin-top: 10px; }
.legal h2 { font-size: clamp(22px, 2.4vw, 28px); margin-top: 40px; }
.legal p, .legal li { color: #3A3A38; margin-top: 12px; }
.legal ul { padding-left: 1.2em; margin: 8px 0 0; }
.legal a { color: #0F766E; }
.legal-page footer { border-top: 1px solid var(--line); margin-top: 48px; padding-block: 8px 32px; }
.form-fine a { color: inherit; }